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COMMERCIAL TRAVELERS

School, College, and
Special Risk Coverages

 

Many plans are available from our network of agents across America. Special coverages can also be tailor-made to your needs.

K-12

In some states, Commercial Travelers' individual voluntary student plans are very popular. These offer parents the choice of a schooltime plan covering expenses related to in-school accidents, up to a maximum medical benefit of $25,000.

Another option is the Around the Clock Plan, offering 24-hour a day coverage for accidents anywhere for a full year, whether school is in session or not.

Additional coverage is available for football, which is not covered under either of the above plans. Most other school sports are covered. Extra coverage for field trips and school travel and activities is also available.

Commercial Travelers is one of the few student insurance companies to offer coverage for School-to-Work programs.

Special Risks

Standard coverage is available for the following events:

Sports Accident Insurance covers all players, coaches, managers, volunteers and officials while participating in regularly scheduled and supervised games, practice sessions, and travel as a member of an insured team.

Professional and Amateur Martial Arts Accident Insurance covers all martial artists during supervised practice, training, and workouts, or while participating in a promoter's sponsored tournament.

Camp and Conference Accident Insurance covers all participants during a camp or conference while participating in policyholder sponsored and supervised activities and travel to and from such camp or conference. Both sports and recreational camps can be covered for day-time only or 24-hour coverage.

Youth and Adult Group Accident Insurance covers all members of a group while participating in a policyholder sponsored and supervised activity and travel to and from such activity. Some examples of groups are: church groups, community clubs, civic clubs, Boy and Girl Scouts, 4-H clubs, drill teams, etc.

Pre-School Group Accident Insurance covers all students and staff of the policyholder during school hours for policyholder sponsored and supervised activities and travel to and from school. Voluntary 24-hour coverage is also available for students.

Special Training Accident Insurance covers all enrollees of the policyholder while participating in policyholder sponsored and supervised activities and travel to and from such activities for such groups as: non-resident vocational, handicapped, and rehabilitation programs.

Special Events Accident Insurance covers all enrollees of the policyholder while participating in policyholder sponsored and supervised activities, and travel to and from such activities. Some types of groups are: outings, fairs, parades, picnics, pageants, field trips, hikes, soap box derbies, contests, etc.

Group Trip Travel Accident Insurance covers all participants of the policyholder while on a trip or travel activity sponsored by the policyholder. This is designed for educational, recreational, church, sightseeing, convention, school, and other groups.

Standard benefits of Special Risk coverage include:

  • Up to $5,000 accidental death and dismemberment insurance;
  • Up to $10,000 accident-related medical/dental expense; and
  • Up to $5,000 sickness medical expense (with some coverages).

For specific coverage and rates, contact us so we can direct you to one of our network of agents to serve you.

College Plans .... Becoming an agent for Commercial Travelers? Please contact us.


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